mortgage rates Archives - National Pacific Lending

When the Federal Reserve hinted back in August that they would likely cut short-term interest rates, many people expected mortgage rates to follow and drop as well. But here’s the twist: long-term mortgage rates had already started improving weeks before the Fed even made its move. Think of It Like Apple Announcing a New iPhone…

As the 2025 housing market evolves, so do the tools and strategies smart buyers and investors use to gain an edge. From AI-driven mortgage tools to assumable home loans, here are the most-searched mortgage trends right now—and how you can use them to your advantage. 1. Mortgage Rates in 2025: Stability Brings Strategy Mortgage rates…

If you’re a homeowner who’s been waiting for the ideal interest rate to refinance, you’re not alone. Many homeowners hold out, hoping that rates will drop further, allowing them to secure the lowest possible mortgage rate. However, the reality of mortgage rates is more complex than most realize, and waiting too long can sometimes cost…