What Happened in the Housing Market This Week? (Simple Enough for Anyone to Understand)

September 3, 2026

By Reem MistoPresident & Mortgage Broker | National Pacific Lending The Big Question Everyone Is Asking One of the questions…

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Mortgage Broker vs. Bank: Which Is Better for Your Home Loan?

September 2, 2026

By Reem Misto President & Mortgage Broker | National Pacific Lending Helping California Families Build Wealth Through Homeownership Since 1986…

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Can I Buy a Second Home with My VA Loan? Understanding Second-Tier VA Entitlement By Reem Misto President & Mortgage Broker | National Pacific Lending Helping California Veterans and Active-Duty Military Families Since 1986

August 31, 2026

Quick Answer One of the questions I hear most often from veterans is: “I already have a VA loan. Can…

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Bridge Loans in California: How to Buy Your Next Home Before You Sell

August 26, 2026

By Reem Misto | President & Mortgage Broker | National Pacific Lending | NMLS Licensed Thinking About Buying Before Selling?…

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Mortgage Rates Are Back Above 6%: Why Today’s Buyers May Have More Opportunity Than They Think

May 29, 2026

If you’ve been waiting for mortgage rates to drop before buying a home, you’re not alone. Many buyers expected rates…

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How Self-Employed Buyers in Irvine Qualify for a Mortgage—Without Tax Returns

April 29, 2026

If you’re self-employed in Irvine, you’ve probably heard this before: “Your income doesn’t qualify.” Meanwhile, you’re looking at your bank…

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War's impact on mortgage rates and housing

How the Iran War Is Affecting the Housing Market and Mortgage Rates

March 30, 2026

With global events constantly evolving, many people are asking: “How does a war across the world impact my ability to…

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How Compass, Coldwell Banker, and Sotheby’s Agents Can Help Their Buyers Secure a Lower Mortgage Rate

March 4, 2026

In today’s real estate market, one factor has a greater impact on whether a buyer moves forward or hesitates: interest…

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Mortgage Rates in 2026: Why Strategy Matters More Than Timing

February 3, 2026

One of the most-searched housing topics online right now is simple: “Are mortgage rates going down in 2026?” The short…

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Couple in front of New Home 03

How Seller Credits Can Lower Your Mortgage Rate and Save You Thousands

January 28, 2026

When you buy a home, there are two big money things to think about: How much your monthly payment will…

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