Reviews

I recently had the pleasure of working with Reem Misto, and I cannot recommend her services highly enough. From our first conversation to the final loan approval, she demonstrated exceptional... read more professionalism, expertise, and dedication. Reem took the time to understand my financial goals and explained every step of the loan process clearly and patiently. What truly stood out was her responsiveness—no matter how many questions I had, she always responded promptly and thoroughly, making sure I felt confident and informed. She went above and beyond to find the best loan options for my situation and worked tirelessly to ensure everything moved smoothly, even under tight deadlines. Thanks to Reem, a process that can often feel overwhelming became stress-free and even enjoyable. If you're looking for a knowledgeable, trustworthy, and client-focused loan advisor, look no further. Reem Misto is truly outstanding at what she does. Thank you again for your incredible support and guidance—I’m so grateful, I will always come back to you!

National Pacific made the homebuying process smooth and stress-free. Their team was professional, responsive, and truly helpful every step of the way. Thanks to them, I have a new home... read more and couldn’t be happier. Highly recommend!

First time home buyers here and we almost gave up! We were working with a different lender and it was overwhelming. We noticed many red flags that made us question... read more if this was the right lender to handle what might be the biggest purchase of our lives. A friend recommended Reem at National Pacific Lending and we are so glad we took that advice. Reem is a highly professional detail oriented individual with shrp organization skills and excellent communication. She made herself always available, answered all our questions and explained every step of the process. The process itself was stress-free and went smoothly. We got the best rate we could have ever asked for with very reasonable closing costs. The cherry on top was when she was able to lock in that rate just before mortgage rates went significantly up. Was it luck? Maybe, but we think her experience and having everything in the right place at the right time allowed her to take the right decision. Thank you, Reem I will never forget how genuinely happy you were when you told us the news that we had been waiting for...Your offer was accepted. You got the house!

Reem was absolutely fantastic! She went above and beyond to secure a great loan price and explain all the facilities available throughout my home buying journey. Her support and expertise... read more made the entire process smooth and stress-free. Highly recommend!

National Pacific Lending were professional, with clear guidance provided every step of the way. Communication was prompt and easy, making the entire process smooth and stress-free.

We had a great experience working with Reem and are so glad we chose her. After feeling overwhelmed by my bank’s process and some other lenders, we reached out to... read more Reem, and it made all the difference. She guided us through every step with patience, care, and clear communication. She genuinely had our best interest at heart and helped us secure a great rate with low closing costs. I highly recommend her to anyone looking for a smooth and stress-free loan process!

I had a great experience. I don’t have much experience with major loans, and this was my first mortgage. Reem was extremely helpful and took me through the whole process... read more step-by-step. She helped me select the appropriate kind of loan for what I needed. And then got the whole process set up. I highly recommend both Reem and national Pacific lending. Jim H

National Pacific Lending is simple, direct and honest in providing mortgage loan. Reem KurdMisto is a professional, dependable, and more over a very humble person, who worked diligently in getting... read more a closure to our home. Exceptional staff and service. I love to recommend National Pacific Lending to my relatives and friends.

We are so thankful to Reem! As a first time home buyers we had a lot of questions and she helped us in every step of the mortgage process, answering all... read more our questions with so much patience and clarity. Her knowledge and help made a process feel much easier. We are very thankful for how she explained things to us. We recommend her to anyone looking for a professional and kind mortgage lender!

We have been going to National Pacific lending for 10 years now for all of our needs. Reem is the most trustworthy advocate, If you’re looking for refinancing or buying... read more a house, her company has taken care of my wife, Laura and I for so long. I know That Reem will take care of us! She is the most trustworthy fiduciary. I can’t say enough good things about her company.. She will fight for the lowest interest rate and make sure that all the paperwork is done correctly d. And now we’re looking at helping our son get a house and we’re going back to her again. So if you’re looking to refinance or to get a new loan for a house give National Pacific Lending a try and you too will never go anywhere else We love Reem!!!

We just closed on a new property and Reem at National Pacific Lending helped make the whole process smooth and easy. I highly recommend using Reem as she is very... read more professional and thorough.

Very expeditious in handling our loans past and present and excellent customer service.

Reem did a tremendous job helping me with everything!

I had good experience working with Reem for my mortgage needs. from the start she was knowledgeable, responsive and truly attentive to my specific financial situation. She found the best... read more rates available over the life of my loan. I'd highly recommend Reem to anyone in search of a reliable professional mortgage broker who goes above and beyond.

We received excellent service from Reem, Michael and the team at National Pacific Lending! Their expertise really guided us through our entire loan process. We highly recommend National Pacific Lending... read more to assist with any home loan or refi. Their knowledge was truly invaluable! Thank you again!

Working with Reem was a standout experience for us especially being a First time home buyer. Reem was incredibly patient and her response time was very commendable. We were able... read more to get timely pre-approval to put in our offers. I will always be thankful for Reem's recommendation to wait for locking in the rate. National Pacific lending was able to get us the best mortgage available considering our work visas. I highly recommend Reem's team for your future mortgage needs.

I had the pleasure of using National Pacific Lending as my loan broker for my first-time home purchase with a conventional loan. Reem KurdMisto, the President, provided me with exceptional... read more service throughout the entire process. Her professionalism, expertise, and dedication made the experience smooth and stress-free. I highly recommend National Pacific Lending to anyone looking for reliable and outstanding service in their home purchasing journey. Thank you, Reem, for all your hard work and support!

Reem helped us in the lending process from the start till the end. She was always quick in getting the Pre-approval letters whenever we needed to put in the offers.... read more She gave us a better mortgage rate compared with the others. I would highly recommend her as a Lender broker to anyone looking for a home mortgage. Thanks Rahul & Akshita

Reem and her team helped us obtain financing for our new home. She was highly responsive, professional, and well-informed. She took the stress out of the entire process and was... read more very patient with us. She is trustworthy and knowledgeable. We had a short escrow period, and National Pacific Lending met the deadline with no hiccups. We are so grateful to Reem. It was a pleasure to work with her, and we highly recommend National Pacific Lending.

I had an exceptional experience working with Reem. She met all the deadlines and was always responsive to my calls, text messages and emails. Her professionalism and dedication... read more made the entire process smooth and stress-free. Highly recommend her!

I recently worked with Reem for my mortgage needs, and the experience was exceptional. Reem was incredibly knowledgeable, responsive, and made the entire process smooth and hassle-free. They took the... read more time to explain all my options and ensured I felt confident in my decisions. I highly recommend Reem to anyone looking for a reliable and supportive mortgage lender.

Reem and the team at National Pacific Lending are responsive, helpful, and give very competitive rates. They answered all my questions promptly and made sure that I understood every step... read more of the process. Reem and her team exceeded my expectations and I would highly recommend them to anyone looking for a good mortgage lender.

Reem is very professional and quick to response to all my concerns. She made it easy by explaining each steps of the loan application process and clarify any issues that... read more we encounter. She is top notch broker and i am blessed to have her to help me obtain my first house. Thank you Reem

National Pacific Lender Reem KurdMisto made us feel very comfortable and her hard work made the whole loan process run smoother. We are very happy with her service and the outcome... read more of our loan. She is a true professional and we highly recommend her.

NPL - Reem specifically, has always been very professional and prompt to address all needed to finalize home loans, from the easiest to the most difficult loans. I highly recommend... read more the team.

Reem is Amazing , very professional and knowledgeable , everything was done as promised and on time

Great loan agent, quick process and helpful. Thanks Reem for the great work

This company scams minority women & elderlies. I got scammed. They gave me a quote & rate that's lower than the competitors but when the load was written,... read more there was a $2000 more in fees that was not there before. When I inquired, Mike Shah refused to respond by email & only called me to say it's just the "estimate" during the underwriting process & in the end the fees will be the same as quoted. It was not. I have other company's quotes at the same time & my final fees paid. No logical reason why I'd choose you with more fees than the other companies. Records speak for itself. Say you take pride in your work is shameless. An attorney saw my yelp review & reached out to me saying his client, an elderly lady had the same experience with NPL.

Reem and Zaynab are highly respected loan officers by all agents that I know in this region. They helped many of my buyers and took a great care of... read more every single one. Thank you Reem and Zaynab for being honest, hardworking and outstanding with all you do.

I am a realtor in south Orange County. I want to acknowledge Reem Misto's exceptional performance as a loan originator. Facing challenges from a previous lender she stepped... read more in, displayed outstanding professionalism, and seamlessly closed the deal in an impressive 9 days on a jumbo loan. Her ability to rescue the buyer from a difficult situation showcases her dedication and expertise in the field. I highly commend Reem Misto for her exceptional service and commitment to ensuring a successful transaction.

Thanks Reem everything was smooth and easy with the loan on this new purchase. Always easy to contact with questions and answers always handled immediately......made it a very easy process

We had a great experience with Reem Misto as our mortgage broker. She is knowledgeable, clear and very helpful in making our mortgage payments affordable and explaining all aspects and... read more options about our loan.Reem is highly professional, attentive and caring and we highly recommend her.

The team at National Pacific Lending are fantastic. They provided service with punctuality, clarity and accuracy. Their document system is very convenient and kept things moving very quickly. Very accommodating... read more as-well.

I recently used National Pacific Lending to finance my investment home in Lake Forest and Reem’s service was phenomenal. I initially tried to go through my regular bank... read more to finance it but they couldn’t deliver the terms I needed on time. Appreciate you, Reem for taking care of me to ‘Seal the Deal’… 🙏

Reem was very professional and very experienced in navigating complex matters. Very responsive, constant follow-ups and a true delight to work with. Confident she and her dedicated team will... read more take care of all your mortgage needs.

We could not be more grateful to Reem and team at National Pacific Lending. Reem was always available over the phone and text messaging to clarify any questions and find... read more all possibilities to help us with our loan. Reem did everything in her power and beyond to help us obtain the house we were looking for. Forever grateful Reem. Continue being honest, supportive and professional, it really makes a difference.

Great broker and excellent customer service. I worked directly with Reem for purchasing a home. She went above and beyond and helped us getting it done. Thanks again and looking... read more forward to work with you again.

Reem, has been helpful in getting me multiple refinances and mortgages at low out of pocket cost with competitive interest rates. Thank you 😊

Great people to work with

My experience with Reem and National Pacific Lending was almost too easy to believe. Already felt like I had a good rate, but she was able to get it down... read more even lower, saving me a ton of money. The whole process was incredibly smooth and I couldnt be happier with my experience.

Always professional, and they were able to find us a mortgage with our scenario (self-employed / independent). Very creative.

Very informative.

Dear Reem, I wanted to take a moment to express my appreciation for the excellent service that Mike Shah provided during my recent loan application process. Mike professionalism, responsiveness, and ability... read more to explain the loan terms in a clear and concise manner were truly impressive. From start to finish, Mike went above and beyond to ensure that I was informed and comfortable with the loan application process. Mike prompt communication and attention to detail made the process smooth and stress-free, and I felt confident that I was in good hands throughout the process. I was particularly impressed by his willingness to answer all of my questions, even the ones that may have seemed trivial. Mike patience and expertise helped me to make informed decisions and select the best loan option for my needs. I appreciate the hard work and dedication that Mike put into your job. I did refer my bother to mike he was impress with his service as well Regards, Mark Frahang,

We have been working with Reem for many years. She’s truly the best. She has done our current home loan and our new home loan, refinance and is overall very... read more helpful and knowledgeable. My family and I would and do recommend her to anyone who needs a loan.

Amazing experience! I would highly recommend working with Reem Misto.

We have been working with Reem Misto on the financing of our new home that we bought. She was outstanding - very knowledgeable, highly professional and excellent response times. ... read more Reem always took us by the hand and there were no surprises along the way. She managed to close the loan for us in record time. It was a real pleasure working with her.

I cannot express how grateful I am to have had Reem KurdMisto to help me during the purchase of my first home! From our very first meeting, Reem's extensive knowledge... read more and expertise in the mortgage process were evident. She took the time to explain every detail, making sure I understood all my options and what to expect along the way. Reem's professionalism and attention to detail made what could have been a stressful experience feel incredibly smooth and manageable. She was always available to answer my questions and provided timely updates, which kept me informed and confident throughout the journey. Her commitment to her clients is truly remarkable! Thanks to Reem's guidance, I felt supported every step of the way. I am now happily settled in my new home, and I couldn’t have done it without her. I highly recommend Reem KurdMisto to anyone looking for a knowledgeable and dedicated financial guidance! Thank you, Reem, for making my dream a reality!

Like any other person looking for a best rate and great service, i reached out to my local bank. I was overwhelmed with their paper works and other requests not... read more to mention higher rates as well. so, i decided to reach out to my agent and he recommended me to contact Mrs. Reem Misto and I am so glad that i made that decision. Reem is lady of character, she truly had my best interest at heart. she went above and beyond to help me to get my loan with unbeatable rate with a very low closing cost. Her customer service is unmatched. I highly recommend her for any loan inquiries.