By Reem Misto President & Mortgage Broker | National Pacific Lending Helping California Families Build Wealth Through Homeownership Since 1986 Thinking About Getting Your Mortgage From Your Bank? If you’re buying a home, you’ve probably heard this advice: “Just use your bank.” It sounds simple. After all, your paycheck goes there. Your savings account is…

By Reem Misto | President & Mortgage Broker | National Pacific Lending | NMLS Licensed Thinking About Buying Before Selling? One of the biggest questions I receive from homeowners is: “Can I buy my next home before selling my current one?” The answer is yes—and for many homeowners, a bridge loan can make that possible.…

When you buy a home, there are two big money things to think about: How much your monthly payment will be. How much interest you will pay to the bank over time. Most buyers know sellers sometimes give credits to help pay closing costs. But here’s something many people don’t realize… You can often use…

As we step into the New Year, homebuyers, homeowners, and real estate investors are asking big questions about the market, interest rates, and the smartest way to make their next move. From buyers wanting clarity on mortgage options to sellers wondering how to navigate changing demand here are the most trending searches in real estate…

If you pass away without any estate plan, your real estate automatically goes into probate—a court process where the state decides how to distribute your assets. Even with a will, your heirs are still required to go through probate. The only difference is that your will provides instructions, but the court still oversees the process.…

In a significant move, Moody’s Investors Service recently downgraded the U.S. credit outlook from “stable” to “negative.” While the country’s credit rating remains AAA, this shift signals growing concerns about America’s long-term fiscal health—and it could have important implications for mortgage rates, the housing market, and homebuyers. So what does this all mean for you?…