Trending Now: Orange County Real Estate & Mortgage Update (August 2025)
Orange County continues to be one of the most sought-after—and competitive—housing markets in California. As we move through the second half of 2025, here’s what homebuyers, sellers, and investors need to know.
1. Home Prices Hold Strong
The median home value in Orange County is approximately $1.17 million, with values increasing about 2.1% year-over-year. The luxury and coastal markets remain in high demand, while inland cities like Mission Viejo, Aliso Viejo, and Laguna Niguel are seeing steady activity.
2. Slight Inventory Increase = More Buyer Options
Inventory has risen slightly this summer, giving buyers more to choose from. Homes are still selling fast—typically within 20 days—but we’re starting to see a shift from the intense seller’s market of 2021–2023 toward a more balanced pace.
3. Mortgage Rates Steady in the Mid-6% Range
Mortgage rates in Orange County are currently sitting in the 6.6%–6.8% range for 30-year fixed loans. Some buyers are using temporary buydowns or adjustable-rate mortgages (ARMs) to keep payments lower while waiting for future refinance opportunities.
4. House Hacking & Investment Properties on the Rise
With high property values and rising rents, more buyers are exploring house hacking—purchasing homes with in-law units or converting space to generate rental income. This is especially popular with younger first-time buyers and real estate investors.
5. What Buyers & Sellers Should Do Now
- Buyers: Get pre-approved and explore creative financing options. Competition is still present, but more inventory means more room to negotiate.
- Sellers: Homes are still moving quickly, but pricing correctly and staging well are key to attracting serious offers.
Want a deeper dive into market stats or help navigating your mortgage options?
Feel free to reach out—I’m happy to help or connect you with a trusted real estate expert in your area.
