Reviews

NPL is my immediate go-to for any home loan or refinance. Amazing customer service, very responsive, and they’ll fight to get you the best rate possible. 100% recommend!

Amazing honest , efficient , detailed oriented team . Thank you Reem and Michael for all what you did .

Working with Reem and her team was an absolute pleasure! Their diligence and attention to detail made what could have been a stressful process feel seamless. They were always one... read more step ahead, proactively addressing every requirement and keeping everything on track. Thanks to their hard work and expertise, we closed on our new home without a hitch. I couldn’t recommend them more highly!

Reem and her team are amazing! They are very knowledgeable and on top of their game, ensuring I could close in record time!

I would Highly recommend Reem. She made our loan happen very fast and got us a rate no one could match.

I am beyond grateful for everything Reem Misto and National Pacific Lending did for me during my home-buying journey. Buying a house in California while moving from Georgia felt extremely... read more stressful and overwhelming, especially because I had a limited budget and many challenges along the way. From the very beginning, Reem treated me with kindness, patience, honesty, and genuine care. What stood out to me the most was how understanding and dedicated she was throughout the entire process. She always took the time to explain everything clearly, answer all my questions, and make sure I understood every step. No matter how stressed or worried I became, Reem always stayed calm, supportive, and reassuring. She was always available whenever I needed help, and I never felt like just another client to her. There were moments during the process where I honestly thought everything was falling apart and that I might lose the opportunity to buy a home. But Reem worked incredibly hard behind the scenes to make things happen. She never gave up on me, even when things became difficult. Her knowledge, experience, and determination truly made the impossible possible for me. Thanks to Reem and her team at National Pacific Lending, I was able to successfully purchase an amazing home in Mission Viejo that I truly love. She worked tirelessly to help me stay within my budget while still finding the best possible financing options. I could tell she genuinely cared about helping me succeed and not just closing a loan. One thing I truly appreciated was how responsive and attentive she always was. She listened carefully to my concerns, kept me updated constantly, and made me feel supported during every stage of the transaction. Buying a home can be very intimidating, but Reem made the process feel much smoother and less stressful because she was always there to guide me. Even after closing, she continued checking in with me and helping whenever I had questions. That level of care and professionalism is very rare today. It showed me that she truly values her clients and builds real relationships with them. I honestly cannot recommend Reem Misto and National Pacific Lending enough. If you are looking for someone who is hardworking, knowledgeable, trustworthy, patient, responsive, and genuinely cares about helping people achieve their dream of homeownership, Reem is absolutely the person you want on your side. I will always be thankful for everything she did for me.

Dear Reem Misto, I would like to express my sincere gratitude and appreciation for all the hard work and effort you put into helping me complete the purchase of my home.... read more Your professionalism, dedication, and attention to every detail made the entire process much smoother and more comfortable for me. I truly appreciate your time, support, and continuous guidance throughout every step of the process. I am very grateful to have worked with such a trustworthy and efficient team. Thank you once again for your valuable assistance. I wish you continued success, and I look forward to working with you again in the future with complete confidence. With sincere appreciation, Maral M.

I was pretty nervous going into the loan process, but Reem made the whole experience so much easier than I expected. From the start, she took the time to understand... read more my situation and explain everything clearly without making me feel rushed or overwhelmed. She was always a step ahead, keeping me updated, letting me know what documents I'd need, and catching potential issues before they turned into problems. What I appreciated most was how honest and straightforward she was about rates, timelines, and expectations. She never overpromised, which made me trust her even more. You can tell Reem genuinely cares about her clients. If you need someone who's knowledgeable, responsive, and makes the process feel manageable, I'd absolutely recommend her.

One of my first transactions as a buyer's agent was with Zanub! She was amazing with her communication and availability. She was responsive to my clients needs and ensured that... read more we closed on time!

I’m very happy after working with Reem and her team to refinance my mortgage. Reem was able to find rates offered at least .15% lower than other quotes I got,... read more and she even helped me find a second lender that matched the low rate but lowered the closing costs by a lot. I highly recommend anyone looking to buy a home or refinance to contact Reem at National Pacific Lending to see if they can get the best deal.

I can't say enough great things about Reem Misto. She is truly excellent at what she does. Her knowledge, professionalism and attention to detail are outstanding. She makes the mortgage... read more process feel smooth and stress free. She takes the time to explain everything clearly and always has her clients' best interests at heart. If you're looking for a mortgage broker you can trust, I highly recommend Reem.

grear rate and service. Always available and ready to respond to our questions and updates. Highly recommended.

Reem and her staff demonstrated exceptional professionalism and promptness in their correspondence. They efficiently closed our loan within a remarkably short timeframe, ensuring a hassle-free process. I highly recommend their... read more services.

I recently had the pleasure of working with Reem Misto, and I cannot recommend her services highly enough. From our first conversation to the final loan approval, she demonstrated exceptional... read more professionalism, expertise, and dedication. Reem took the time to understand my financial goals and explained every step of the loan process clearly and patiently. What truly stood out was her responsiveness—no matter how many questions I had, she always responded promptly and thoroughly, making sure I felt confident and informed. She went above and beyond to find the best loan options for my situation and worked tirelessly to ensure everything moved smoothly, even under tight deadlines. Thanks to Reem, a process that can often feel overwhelming became stress-free and even enjoyable. If you're looking for a knowledgeable, trustworthy, and client-focused loan advisor, look no further. Reem Misto is truly outstanding at what she does. Thank you again for your incredible support and guidance—I’m so grateful, I will always come back to you!

National Pacific made the homebuying process smooth and stress-free. Their team was professional, responsive, and truly helpful every step of the way. Thanks to them, I have a new home... read more and couldn’t be happier. Highly recommend!

National Pacific made the homebuying process smooth and stress-free. Their team was professional, responsive, and truly helpful every step of the way. Thanks to them, I have a new home... read more and couldn’t be happier. Highly recommend!

I recently had the pleasure of working with Reem Misto, and I cannot recommend her services highly enough. From our first conversation to the final loan approval, she demonstrated exceptional... read more professionalism, expertise, and dedication. Reem took the time to understand my financial goals and explained every step of the loan process clearly and patiently. What truly stood out was her responsiveness—no matter how many questions I had, she always responded promptly and thoroughly, making sure I felt confident and informed. She went above and beyond to find the best loan options for my situation and worked tirelessly to ensure everything moved smoothly, even under tight deadlines. Thanks to Reem, a process that can often feel overwhelming became stress-free and even enjoyable. If you're looking for a knowledgeable, trustworthy, and client-focused loan advisor, look no further. Reem Misto is truly outstanding at what she does. Thank you again for your incredible support and guidance—I’m so grateful, I will always come back to you!

First time home buyers here and we almost gave up! We were working with a different lender and it was overwhelming. We noticed many red flags that made us question... read more if this was the right lender to handle what might be the biggest purchase of our lives. A friend recommended Reem at National Pacific Lending and we are so glad we took that advice. Reem is a highly professional detail oriented individual with shrp organization skills and excellent communication. She made herself always available, answered all our questions and explained every step of the process. The process itself was stress-free and went smoothly. We got the best rate we could have ever asked for with very reasonable closing costs. The cherry on top was when she was able to lock in that rate just before mortgage rates went significantly up. Was it luck? Maybe, but we think her experience and having everything in the right place at the right time allowed her to take the right decision. Thank you, Reem I will never forget how genuinely happy you were when you told us the news that we had been waiting for...Your offer was accepted. You got the house!

Reem was absolutely fantastic! She went above and beyond to secure a great loan price and explain all the facilities available throughout my home buying journey. Her support and expertise... read more made the entire process smooth and stress-free. Highly recommend!

National Pacific Lending were professional, with clear guidance provided every step of the way. Communication was prompt and easy, making the entire process smooth and stress-free.

I cannot express how grateful I am to have had Reem KurdMisto to help me during the purchase of my first home! From our very first meeting, Reem's extensive knowledge... read more and expertise in the mortgage process were evident. She took the time to explain every detail, making sure I understood all my options and what to expect along the way. Reem's professionalism and attention to detail made what could have been a stressful experience feel incredibly smooth and manageable. She was always available to answer my questions and provided timely updates, which kept me informed and confident throughout the journey. Her commitment to her clients is truly remarkable! Thanks to Reem's guidance, I felt supported every step of the way. I am now happily settled in my new home, and I couldn’t have done it without her. I highly recommend Reem KurdMisto to anyone looking for a knowledgeable and dedicated financial guidance! Thank you, Reem, for making my dream a reality!

First time home buyers here and we almost gave up! We were working with a different lender and it was overwhelming. We noticed many red flags that made us question... read more if this was the right lender to handle what might be the biggest purchase of our lives. A friend recommended Reem at National Pacific Lending and we are so glad we took that advice. Reem is a highly professional detail oriented individual with shrp organization skills and excellent communication. She made herself always available, answered all our questions and explained every step of the process. The process itself was stress-free and went smoothly. We got the best rate we could have ever asked for with very reasonable closing costs. The cherry on top was when she was able to lock in that rate just before mortgage rates went significantly up. Was it luck? Maybe, but we think her experience and having everything in the right place at the right time allowed her to take the right decision. Thank you, Reem I will never forget how genuinely happy you were when you told us the news that we had been waiting for...Your offer was accepted. You got the house!

Reem was absolutely fantastic! She went above and beyond to secure a great loan price and explain all the facilities available throughout my home buying journey. Her support and expertise... read more made the entire process smooth and stress-free. Highly recommend!

National Pacific Lending were professional, with clear guidance provided every step of the way. Communication was prompt and easy, making the entire process smooth and stress-free.

We had a great experience working with Reem and are so glad we chose her. After feeling overwhelmed by my bank’s process and some other lenders, we reached out to... read more Reem, and it made all the difference. She guided us through every step with patience, care, and clear communication. She genuinely had our best interest at heart and helped us secure a great rate with low closing costs. I highly recommend her to anyone looking for a smooth and stress-free loan process!

Like any other person looking for a best rate and great service, i reached out to my local bank. I was overwhelmed with their paper works and other requests not... read more to mention higher rates as well. so, i decided to reach out to my agent and he recommended me to contact Mrs. Reem Misto and I am so glad that i made that decision. Reem is lady of character, she truly had my best interest at heart. she went above and beyond to help me to get my loan with unbeatable rate with a very low closing cost. Her customer service is unmatched. I highly recommend her for any loan inquiries.

We had a great experience working with Reem and are so glad we chose her. After feeling overwhelmed by my bank’s process and some other lenders, we reached out to... read more Reem, and it made all the difference. She guided us through every step with patience, care, and clear communication. She genuinely had our best interest at heart and helped us secure a great rate with low closing costs. I highly recommend her to anyone looking for a smooth and stress-free loan process!

I had a great experience. I don’t have much experience with major loans, and this was my first mortgage. Reem was extremely helpful and took me through the whole process... read more step-by-step. She helped me select the appropriate kind of loan for what I needed. And then got the whole process set up. I highly recommend both Reem and national Pacific lending. Jim H

I had a great experience. I don’t have much experience with major loans, and this was my first mortgage. Reem was extremely helpful and took me through the whole process... read more step-by-step. She helped me select the appropriate kind of loan for what I needed. And then got the whole process set up. I highly recommend both Reem and national Pacific lending. Jim H

National Pacific Lending is simple, direct and honest in providing mortgage loan. Reem KurdMisto is a professional, dependable, and more over a very humble person, who worked diligently in getting... read more a closure to our home. Exceptional staff and service. I love to recommend National Pacific Lending to my relatives and friends.

National Pacific Lending is simple, direct and honest in providing mortgage loan. Reem KurdMisto is a professional, dependable, and more over a very humble person, who worked diligently in getting... read more a closure to our home. Exceptional staff and service. I love to recommend National Pacific Lending to my relatives and friends.

We have been going to National Pacific lending for 10 years now for all of our needs. Reem is the most trustworthy advocate, If you’re looking for refinancing or buying... read more a house, her company has taken care of my wife, Laura and I for so long. I know That Reem will take care of us! She is the most trustworthy fiduciary. I can’t say enough good things about her company.. She will fight for the lowest interest rate and make sure that all the paperwork is done correctly d. And now we’re looking at helping our son get a house and we’re going back to her again. So if you’re looking to refinance or to get a new loan for a house give National Pacific Lending a try and you too will never go anywhere else We love Reem!!!

We are so thankful to Reem! As a first time home buyers we had a lot of questions and she helped us in every step of the mortgage process, answering all... read more our questions with so much patience and clarity. Her knowledge and help made a process feel much easier. We are very thankful for how she explained things to us. We recommend her to anyone looking for a professional and kind mortgage lender!

We are so thankful to Reem! As a first time home buyers we had a lot of questions and she helped us in every step of the mortgage process, answering all... read more our questions with so much patience and clarity. Her knowledge and help made a process feel much easier. We are very thankful for how she explained things to us. We recommend her to anyone looking for a professional and kind mortgage lender!

We have been going to National Pacific lending for 10 years now for all of our needs. Reem is the most trustworthy advocate, If you’re looking for refinancing or buying... read more a house, her company has taken care of my wife, Laura and I for so long. I know That Reem will take care of us! She is the most trustworthy fiduciary. I can’t say enough good things about her company.. She will fight for the lowest interest rate and make sure that all the paperwork is done correctly d. And now we’re looking at helping our son get a house and we’re going back to her again. So if you’re looking to refinance or to get a new loan for a house give National Pacific Lending a try and you too will never go anywhere else We love Reem!!!

We just closed on a new property and Reem at National Pacific Lending helped make the whole process smooth and easy. I highly recommend using Reem as she is very... read more professional and thorough.

I had good experience working with Reem for my mortgage needs. from the start she was knowledgeable, responsive and truly attentive to my specific financial situation. She found the best... read more rates available over the life of my loan. I'd highly recommend Reem to anyone in search of a reliable professional mortgage broker who goes above and beyond.

We received excellent service from Reem, Michael and the team at National Pacific Lending! Their expertise really guided us through our entire loan process. We highly recommend National Pacific Lending... read more to assist with any home loan or refi. Their knowledge was truly invaluable! Thank you again!

Very expeditious in handling our loans past and present and excellent customer service.

Reem did a tremendous job helping me with everything!

I had good experience working with Reem for my mortgage needs. from the start she was knowledgeable, responsive and truly attentive to my specific financial situation. She found the best... read more rates available over the life of my loan. I'd highly recommend Reem to anyone in search of a reliable professional mortgage broker who goes above and beyond.

We received excellent service from Reem, Michael and the team at National Pacific Lending! Their expertise really guided us through our entire loan process. We highly recommend National Pacific Lending... read more to assist with any home loan or refi. Their knowledge was truly invaluable! Thank you again!

Reem did a tremendous job helping me with everything!

We just closed on a new property and Reem at National Pacific Lending helped make the whole process smooth and easy. I highly recommend using Reem as she is very... read more professional and thorough.

Very expeditious in handling our loans past and present and excellent customer service.

Working with Reem was a standout experience for us especially being a First time home buyer. Reem was incredibly patient and her response time was very commendable. We were able... read more to get timely pre-approval to put in our offers. I will always be thankful for Reem's recommendation to wait for locking in the rate. National Pacific lending was able to get us the best mortgage available considering our work visas. I highly recommend Reem's team for your future mortgage needs.

Working with Reem was a standout experience for us especially being a First time home buyer. Reem was incredibly patient and her response time was very commendable. We were able... read more to get timely pre-approval to put in our offers. I will always be thankful for Reem's recommendation to wait for locking in the rate. National Pacific lending was able to get us the best mortgage available considering our work visas. I highly recommend Reem's team for your future mortgage needs.

Reem helped us in the lending process from the start till the end. She was always quick in getting the Pre-approval letters whenever we needed to put in the offers.... read more She gave us a better mortgage rate compared with the others. I would highly recommend her as a Lender broker to anyone looking for a home mortgage. Thanks Rahul & Akshita

Reem and her team helped us obtain financing for our new home. She was highly responsive, professional, and well-informed. She took the stress out of the entire process and was... read more very patient with us. She is trustworthy and knowledgeable. We had a short escrow period, and National Pacific Lending met the deadline with no hiccups. We are so grateful to Reem. It was a pleasure to work with her, and we highly recommend National Pacific Lending.

I had the pleasure of using National Pacific Lending as my loan broker for my first-time home purchase with a conventional loan. Reem KurdMisto, the President, provided me with exceptional... read more service throughout the entire process. Her professionalism, expertise, and dedication made the experience smooth and stress-free. I highly recommend National Pacific Lending to anyone looking for reliable and outstanding service in their home purchasing journey. Thank you, Reem, for all your hard work and support!

I had an exceptional experience working with Reem. She met all the deadlines and was always responsive to my calls, text messages and emails. Her professionalism and dedication... read more made the entire process smooth and stress-free. Highly recommend her!

Reem and the team at National Pacific Lending are responsive, helpful, and give very competitive rates. They answered all my questions promptly and made sure that I understood every step... read more of the process. Reem and her team exceeded my expectations and I would highly recommend them to anyone looking for a good mortgage lender.

I recently worked with Reem for my mortgage needs, and the experience was exceptional. Reem was incredibly knowledgeable, responsive, and made the entire process smooth and hassle-free. They took the... read more time to explain all my options and ensured I felt confident in my decisions. I highly recommend Reem to anyone looking for a reliable and supportive mortgage lender.

Reem and the team at National Pacific Lending are responsive, helpful, and give very competitive rates. They answered all my questions promptly and made sure that I understood every step... read more of the process. Reem and her team exceeded my expectations and I would highly recommend them to anyone looking for a good mortgage lender.

I recently worked with Reem for my mortgage needs, and the experience was exceptional. Reem was incredibly knowledgeable, responsive, and made the entire process smooth and hassle-free. They took the... read more time to explain all my options and ensured I felt confident in my decisions. I highly recommend Reem to anyone looking for a reliable and supportive mortgage lender.

I had an exceptional experience working with Reem. She met all the deadlines and was always responsive to my calls, text messages and emails. Her professionalism and dedication... read more made the entire process smooth and stress-free. Highly recommend her!

Reem and her team helped us obtain financing for our new home. She was highly responsive, professional, and well-informed. She took the stress out of the entire process and was... read more very patient with us. She is trustworthy and knowledgeable. We had a short escrow period, and National Pacific Lending met the deadline with no hiccups. We are so grateful to Reem. It was a pleasure to work with her, and we highly recommend National Pacific Lending.

Reem helped us in the lending process from the start till the end. She was always quick in getting the Pre-approval letters whenever we needed to put in the offers.... read more She gave us a better mortgage rate compared with the others. I would highly recommend her as a Lender broker to anyone looking for a home mortgage. Thanks Rahul & Akshita

I am a realtor in south Orange County. I want to acknowledge Reem Misto's exceptional performance as a loan originator. Facing challenges from a previous lender she stepped... read more in, displayed outstanding professionalism, and seamlessly closed the deal in an impressive 9 days on a jumbo loan. Her ability to rescue the buyer from a difficult situation showcases her dedication and expertise in the field. I highly commend Reem Misto for her exceptional service and commitment to ensuring a successful transaction.

National Pacific Lender Reem KurdMisto made us feel very comfortable and her hard work made the whole loan process run smoother. We are very happy with her service and the outcome... read more of our loan. She is a true professional and we highly recommend her.